Sukanya Samriddhi Yojana: Govt. Cut minimum Account Deposit

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Sukanya Samriddhi Yojana

Govt. has increased the minimum account deposit amount from Rs. 250 to Rs. 1000. a move that will enable more number of people to take advantage of the girl child savings scheme. The government amended the Sukanya Samriddhi Account Rules – 2016 to state that the minimum initial deposit to open the account would be Rs 250.

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How to open a Sukanya Samriddhi Yojana account

A Sukanya Samriddhi Account can be opened in any authorised post office branch or branches of commercial banks. Generally, you can open a Sukanya Samriddhi Yojana in banks where you can open a Public Provident Fund (PPF) account.

The account opened any time after the birth of a girl till she turns 10, will remain operative for 21 years from the date of its opening or till the marriage of the girl after she turns 18. To know about important watch outs before investing in it, click here.

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The interest rate Sukanya Samriddhi Yojana since its launch is as follows

From April 1, 2014: 9.1%
From April 1, 2015: 9.2%
From April 1, 2016 -June 30, 2016: 8.6%
From July 1, 2016 -September 30, 2016: 8.6%
From October 1, 2016-December 31, 2016: 8.5%
From July 1, 2017- December 31, 2017: 8.3%
From January 1, 2018 – March 31, 2018 : 8.1%
From April 1, 2018 -June 30, 2018: 8.1%
From July 1, 2018 -September 30, 2018: 8.1% 

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